US Handbook 2023

Associates are able to make changes to their plan(s) annually during open enrollment with changes effective on January 1st of the following year. There is no guarantee that an Associate will be eligible for optional life insurance policies. For specific information about this plan, you should refer to the plan documents, which are controlling, and which can be obtained from Human Resources. 401(K) Plan To promote investing for the future, Dwellworks makes retirement plans available to all Associates. Dwellworks offers a traditional 401(k) and a ROTH 401(k). On all deferrals between two (2%) and five (5%) percent of the Associate’s earnings, Dwellworks will contribute fifty-cents ($0.50 USD) for every one dollar ($1 USD), contributed by the Associate. Employer contributions vest over four (4) years, at twenty-five percent (25%) each calendar year, provided the Associate has worked at least one thousand two hundred and fifty (1,250) hours in that calendar year. Dwellworks 401(k) plan has a one percent (1%) auto increase annually which takes effect on April 1 st each year. All retirement plans are in compliance with the Employee Retirement Income Security Act of 1974 (“ERISA”). For specific information about these retirement plans, Associates should refer to the plan documents, which are controlling, and can be obtained from Human Resources. Dwellworks Expense Policy apply to all Associates incurring expenses during required business travel. When traveling on business, Associates are expected to disperse Company funds as if they were personal funds. All Associates traveling on Company business share a basic and joint responsibility for the use of good judgment, balanced with personal safety while transacting business on behalf of Dwellworks. All travel and expenses must be tracked in Concur, the company’s travel and expense management system. All forms of travel are required to be booked through Concur for tracking purposes in case of an emergency event. If there was an emergency event, booking through Concur allows Dwellworks to know where our Associates are located at any given time. If an Associate has multiple expenses throughout a month, they are encouraged to group the expenses and only submit an expense report 1-2 times each month. Detailed receipts must accompany every expense report for expenses in amounts over twenty-five dollars (USD $25.00). A detailed receipt for business meals should include all items purchased not just the total and tip. Credit card statements can be used to substantiate exchange rates but are not considered a receipt. Travel expenses must be limited to those that are both reasonable and necessary for the performance of business on behalf of Dwellworks. If you are unable to utilize a personal credit card to book business travel, please contact Human Resources. Air Travel To assist in controlling air travel costs, Associates are required to adhere to the following guidelines: + Air travel must be scheduled in Concur. + All air travel must be booked over two weeks out. + Air travel must be in coach/economy class, and Associates must book the lowest logical airfare. Lowest logical fares are flights departing or arriving during a two (2) hour window. Associates are expected to take an alternative flight arrangement within a two (2) hour window of a desired departure or arrival time if the savings realized by Dwellworks is at least one hundred dollars ($100.00 USD). + First Class or Business Class travel may be booked using personal Frequent Flyer points or credit card points. + Frequent Flyer and other airline bonuses may not influence an Associate’s itinerary selection. + Additional costs for direct flights may be incurred by the Associate if the layover time is cost-prohibitive. + Unused airline tickets due to cancellations must be applied to later business trips if any. + Under no circumstances may travel upgrades result in added cost to Dwellworks. Section 6: Expenses Travel and Expense Policy

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