Information on German insurance_incl health 2019

DIFFERENT TYPES OF INSURANCE

Home Insurance (Hausratversicherung) Household Insurance, covering the contents of your home against fire, water damage, theft, vandalism, and hail is not required by law in Germany; however, it is recommended, and some landlords demand it. The insurance costs can depend on the size of your accommodation and the quantity and quality of your household goods. Legal Insurance (Rechtsschutzversicherung) Covers any legal costs you encounter up to a certain limit. And, if you want to countersue, it will cover the payment as long as there is a reasonable chance of winning. Legal insurance can be purchased for different purposes, such as for the entire family, the job, traffic infractions, or the lease of your home. For further detailed information you should contact the following recommendable English speaking independent insurance brokers* offering their services in different ways (in person, via email, on-line or phone): INDEPENDENT INSURANCE BROKERS For further detailed information you should contact the following recommendable English speaking independent insurance brokers* offering their services in different ways (in person, via email, online or phone):

KURZ & BÜNDIG AG Versicherungslösungen (Coverage throughout Germany) Contact person: Peter B. Meier

Hoesch & Partner GmbH (Offices in Frankfurt, Düsseldorf, Hamburg, Stuttgart and Munich, coverage throughout Germany)

Bussardweg 9, 48155 Münster i. Westf. Tel.: +49 (0) 251 5904 90 65 (central line) Fax: +49 (0) 251 5904 90 75 E-Mail: pbm@kubag.de (Mr. Meier) Website: www.kubag.de

Contact person: Matthias Heil Rüsterstr. 1, 60325 Frankfurt

Tel.: +49 (0) 69-71 70 7-0 Fax: +49 (0) 69-72 73 7-5 E-Mail: Matthias.Heil@hoesch-partner.de Website: www.hoesch-partner.de

ENGLISH SPEAKING PUBLIC HEALTH INSURANCE PROVIDERS Recommended English-speaking public health insurance providers offering services in person, via email, online or by phone would be TK – Techniker Krankenkasse (Website: www.tk.de ) Barmer GEK ( Website: www.barmer-gek.de ) *Please note that the insurance brokers will make sure that all carriers and for example the contacts at the private health insurance providers will offer their services in English as well. *Services of these brokers are offered free of charge and include initial consultation, development and presentation of tailored solutions, negotiations of conditions with insurance and financial institutions, as well as applications, claim settlements, cancellations or changes of policies. Brokers may also provide contracts with public health insurance. Please feel free to contact the broker or insurance company directly. Disclaimer: Please note that the above information has been provided as a guide and is subject to change. The content provided herein is for informational purposes only and does not constitute a recommendation and/or opinion. Neither Dwellworks nor any of its subsidiaries make any representations, express or implied as to the timeliness, accuracy or completeness of the information contained herein. Dwellworks expressly disclaims any liability for errors or omissions in such information.

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v. 2019