US Benefits 2020

Option #1: High Deductible/HSA

+ Those enrolled in Option 1 can open a Health Savings Account through OptumUHC

+ Put money aside pre-tax for eligible expenses

+ 2020 Maximums $3,550 Single/ $7,100 Family - Additional $1,000 for Single and Family if 55 and older

- Amount can be changed each pay

+ You can only use money that you have in the account - There is no gatekeeper – keep your receipts!

+ If you leave Dwellworks, the account goes with you

+ If you change plans, you can still use the money for eligible expenses

+ The money can accumulate year to year, and be invested in Mutual Funds once a threshold is met

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