Discovering the US 2019

When Involved in an Automobile Crash If you are in a traffic accident involving only your car, call your insurance company immediately and describe the circumstances and the damage. If there is another car involved, injuries, considerable damage, or if your car has damaged others’ property, stop and remain at the scene while dialing 911. If there were witnesses to the accident, get their names and contact information. Then exchange names, addresses, and registration and insurance information with the other drivers involved. Call your insurance agent as soon as possible to report the accident, but do not leave the scene of the accident as it may result in fines or imprisonment. Helpful Hint: With mobile phones so readily available, it is a wise to take pictures of the damage on both vehicles, as well as the other driver and their driver’s license. Child Safety Regulations The National Highway Traffic Safety Administration sets out guidelines and suggestions to keep children safe while traveling in a car. There are different requirements for different ages, each with their own specific requirement. + Birth-12 Months: Child should ride in a rear-facing car seat + 1-3 Years: Keep the child rear-facing as long as possible + 4-7 Years: Keep your child in a car seat until the manufacturer label allows for your child to be in a booster seat + 8-12 Years: Keep your child in a booster seat until he or she is big enough to fit in a seat belt properly. Your child should still be riding in the back seat because it’s safer there Parking Parking rules can depend on the area you are traveling in. For shorter periods of time, it will be cheaper to park at a parking meter. Be aware of the time limits posted on the meter. Do not park in front of fire hydrants; your car will be fined or towed. Ask your Dwellworks Consultant for local tips and suggestions to navigate complicated parking. Expatriates often face challenges in financing car purchases. The ability to obtain car loans from banking institutions has been increasingly challenging in recent years especially for those without a US credit history. Car finance opportunities are limited as a result of these circumstances. Helpful Hint: If you don’t plan on having a car for any time period, there are ride sharing services like Uber and Lyft available in almost every US city. You can download the application on your smartphone and pay for rides using a credit card. Acquiring a Vehicle Car Purchase

© 2019 Dwellworks, LLC

Page 27

Discovering the US